Each year detailed research and analysis is conducted and a list is subsequently compiled that provides insight into which cities and states boast the best and the worst drivers. This information can play a role in determining insurance rates for each geographic area.

Obviously, the list isn’t all-inclusive and actual driving records will vary greatly across the country, but generally speaking, here are the top 10 cities for safe drivers over the past year:

  • 10. Cary, North Carolina
  • 9. Huntsville, Alabama
  • 8. Laredo, Texas
  • 7. Cedar Rapids, Iowa
  • 6. Madison, Wisconsin
  • 5. Cape Coral, Florida
  • 4. Fort Collins, Colorado
  • 3. Boise, Idaho
  • 2. Brownsville, TX
  • 1. Kansas City, Kansas

The report also indicates that the average driver will experience one collision every 10 years and that 70% of car accidents occur at speeds under 35 mph.

Also of interest is the list of states which are considered to have the worst drivers, as follows:

  • Massachusetts
  • Missouri
  • Oklahoma
  • Hawaii
  • Nevada
  • Louisiana
  • Delaware
  • North Dakota
  • Texas
  • South Carolina
  • Montana

One of the key takeaways of these lists is that, for the most part, the areas that ranked highest for safest drivers are smaller metropolitan cities, while the places that ranked low tend to be much larger and more densely populated. This would lend credence to the theory that the more you drive in a larger city, the more your risk goes up.

So what does this mean for us local drivers? Well, since Nashville, TN unfortunately didn’t make the safe driver top 10 (and it also happens to be considered a larger city), you’re at a greater risk of getting in an accident. That means you have to take appropriate measures to protect yourself, your family and your property. Teaming up with a quality Nashville auto insurance provider will help you do just that. To learn whether your coverage is adequate or to receive a free quote, contact us today at (615) 356-4800.

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