Renters Insurance
Protect Your Guests, Your Valuables and the Contents of Your Rental Property

Tennessee Renters Insurance

Enjoy the Best Renters Insurance Coverage at the Lowest Rates

Eagle Insurance & Financial is a Nashville insurance company covering Tennessee. How much does renters insurance cost? Not much at all. Renters insurance provides an affordable and convenient way to protect your belongings in an emergency, and you don’t have to skimp on coverage! In Tennessee, for around 50 cents a day, you can protect your personal liability, electronics, furniture, valuables, and guests. Renters insurance also covers additional living expenses in the event of a disaster. We are based in Nashville, but offer renters insurance in Franklin and other areas of Tennessee.

Benefits of Renters Insurance in Nashville

Your landlord’s insurance covers their property, not yours. So take matters into your own hands and protect your belongings. Renters insurance covers personal property from theft, fire, vandalism, and plumbing mishaps. It also offers liability protection and some policies may include coverage for additional living expenses should your rented home or apartment become uninhabitable.

In the event of theft or fire, for example, your renters insurance would help you replace your clothing, furniture, electronics, appliances, and more. In the event that the building or neighboring apartments are damaged by your actions or negligence, rental insurance offers liability protection. For example, if an unattended candle sparked a building-wide blaze, or you accidentally left the water in the tub running and it ended up in your downstairs neighbor’s living room, then you’d be protected financially. Optional coverage can cover rare instruments, studio equipment, jewelry, and more.

How Much is Renters Insurance?

Renters insurance delivers great value for the cost. Most policies cost approximately $20 per month or less. So, for less than the price of a weekly coffee habit, you can enjoy the peace of mind that renters insurance delivers. Looking for affordable renters insurance? Get a Quote from Eagle Insurance & Financial! We offer the best renters insurance in Nashville and Franklin, TN.

Can You Share a Renters Insurance Policy?

While some companies allow roommates to split the cost of a policy, it may be wise to consider separate policies. For approximately 50 cents per day, renters insurance covers all of your possessions and personal liability. In the grand scheme of things, that’s a modest investment. Furthermore, with an individual policy you don’t need to worry about false or excessive claims on your account, nor will you have to modify your policy in the event that your roommate unexpectedly moves out before the end of your lease.

What’s the Difference Between Actual Value and Replacement Value?

Actual cash value is the cost of replacing your belongings, less depreciation. So if your computer cost $2000, but you bought it 5 years ago, it may only be worth about $750 today. Replacement value allows you to replace your belongings with new goods, up to a certain maximum dollar amount. Discuss your options with your agent to decide which is best for you.

Get a Renters Insurance Quote

Whether you need renters insurance for your Tennessee apartment, home, or condo, Eagle Insurance & Financial can help. For a free quote, contact us online or give us a call today at 615.356.4803. To learn more, read our blog, “The Fundamentals of Renters Insurance.”


Protect Your Belongings in Your Rented Home or Apartment!

In Tennessee? Get Your FREE Renters Insurance Quote

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