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After you’ve discussed your term, whole, or universal options with your agent and have decided on a policy, you’ll need to fill out an application and then you’ll complete a detailed health questionnaire (often conducted over the phone or online). Once the survey has been completed, your insurance company will schedule an examination. Expect to confirm the details of the interview and be prepared to have your blood pressure, pulse, height, and weight confirmed. The paramedical technician will also take blood and urine samples. In many cases, the technician will come to your home or schedule a time to meet with you at your convenience.

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