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Faqs

Home » Faqs » Page 4
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By hgadmin
In
Posted December 8, 2016

Will renters insurance cover the cost of replacing my computer?

If your computer, TV, or other electronics were damaged as a result of fire, theft, or vandalism, then your policy will cover it. If your computer died after a long and productive life, or from [...]

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By hgadmin
In
Posted December 8, 2016

Can I share a renters insurance policy with my roommates?

While some companies allow roommates to split the cost of a policy, it may be wise to consider separate policies. For approximately 50 cents per day, renters insurance covers all of your [...]

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By hgadmin
In
Posted December 8, 2016

Money is tight. How expensive is renters insurance?

Renters insurance delivers great value for the cost. Most policies cost approximately $20 per month or less. So, for less than the price of a weekly coffee habit, you can enjoy the peace of mind [...]

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By hgadmin
In
Posted December 8, 2016

I don’t own very much, it it still worth purchasing renters insurance?

Absolutely. Even if you live a minimal lifestyle, you’d be surprised at the replacement value of your possessions. An insurance agent can help you assess the right level of coverage that [...]

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By hgadmin
In
Posted December 8, 2016

My apartment is covered by my landlord’s policy, why do I need renters insurance?

While the structure you live in and pay rent on is covered by your landlord’s property insurance, renters insurance covers the contents of your apartment as well as your personal liability. In [...]

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By hgadmin
In
Posted December 8, 2016

Is homeowners insurance included in my mortgage payments?

In most cases, homeowners insurance is not included in your mortgage payment. However, many new homeowners opt to create an escrow account so that insurance premiums are bundled into your monthly [...]

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By hgadmin
In
Posted December 8, 2016

Living in Nashville, I’m worried about flooding. Is my home protected?

If you have purchased flood coverage provided through the National Flood Insurance Program, yes. Contact your agent to file a claim. If you live in a flood-prone area, you should strongly [...]

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By hgadmin
In
Posted December 8, 2016

What is a home inventory and why are they important?

A home inventory is a detailed record of your possessions. A meticulous inventory of your possessions helps you receive the best possible compensation from your insurance company. Be sure to [...]

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By hgadmin
In
Posted December 8, 2016

How much compensation will I receive on my claim?

The amount of compensation you receive on a claim depends on the level of coverage you have purchased. Licensed insurance agents can help you determine the appropriate level of coverage for you [...]

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By hgadmin
In
Posted December 8, 2016

What is homeowners insurance and why is it important?

Homeowners insurance (also known as home insurance or property insurance) protects you and your home in the event of loss due to disaster or burglary. Your policy also protects you from potential [...]

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