Does my umbrella policy cover my business?
No, a personal umbrella policy does cover personal liability issues that may stem from your business or profession. Nor does your policy cover your possessions, contracts, or intentional criminal acts.
How much liability coverage do I need?
There’s no one-size-fits-all answer to this question. Discuss the value of your assets, income, property, existing financial obligations and risk tolerance with your insurance agent to determine [...]
Who needs umbrella insurance?
In today’s litigious environment, an umbrella policy is a good idea not only for individuals with a high net worth, but also for those who are earning a good, steady livelihood. For those with a [...]
I already have $500,000 liability limits on my homeowners insurance and my auto insurance, why do I need an umbrella policy?
An umbrella policy kicks in when the limits of your existing property, car, boat or motorcycle insurance have been exhausted. It’s not at all uncommon for liability lawsuits to result in [...]
What is umbrella insurance?
Personal umbrella insurance, also known as excess liability insurance, offers extra liability insurance. For example, in the event that your homeowners insurance or auto insurance liability has [...]