Home Insurance Coverage Options

Home Insurance Coverage Options
Learn the basics of which home insurance coverage options protect you and your home, and find out how to enhance your level of protection with carefully constructed Optional Insurance Coverages and Scheduled Personal Property.

We offer several levels of home insurance that are designed specifically to meet the needs of Nashville homeowners.  Types of home owners insurances vary, but you will need to work with your agent to find out what works best for you.  The last thing you want to do is purchase a new home with understanding the basics of home owners insurance and how to secure your new home investment from top to bottom, inside and out.

These are just a few of the basics you should keep in mind when considering insurance on your Nashville home:

  • Type of Home – Home insurance doesn’t just apply to your traditional home. You can choose from condo and renter’s insurance, check to see if those home types are covered.
  • Liability – You need to cover more than just the physical possessions in your home, but people who may be visiting or passing through your property. Protect yourself in the event someone hurts themself on your property and takes legal action.
  • Personal Property – Think of all the investments in your home, electronics, family valuables, antiques and other possessions. There are a number of things to consider when working personal property coverage into your home policy, such as cash value vs. replacement cost and other unique coverage.
  • Guest Medical – In addition to liability insurance, Guest Medical coverage can help pay for costs related to surgery, x-rays or hospital stays that might follow after an an accident in your home.

There are a number of other policies you can choose from to protect your home, your possessions and most importantly yourself.  Royce Williams Agency can help you discover everything you will need to get the right protection and for the best costs.

Insurance Discounts and Insurance Savings
Royce Williams Insurance Agency in Nashville, TN can help lower the bottom line of your home insurance premium with valuable insurance discounts and insurance savings. Contact Royce Williams today to see what insurance discounts you qualify for.