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Does Your Credit Score Affect Your Car Insurance Rate?

Bad credit can hurt you in a thousand different ways. But can it also ruin your chances of getting a low insurance rate?

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Do I Need ATV Insurance?

It’s hard to beat the thrill of driving an ATV - the roar of the motor, the adrenaline rush of climbing hills and crossing over creeks - there’s no better way to enjoy the outdoors. A toy as thrilling as that deserves to be protected, and that’s where ATV insurance comes in.

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How Much Is Motorcycle Insurance?

You just bought a motorcycle to cruise on this summer and can’t wait to take it for a spin. But before you head out on the open road, you need to make sure your new ride is safe from harm. The best way to do that is by getting your bike insured.

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A New Graduates Guide to Insurance

Now that you’ve graduated, there are a lot of decisions and choices that need to be made. You don’t have to spend a bundle on insurance.

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Do I Need Boat Insurance?

Nothing compares to setting sail on the open waters. And it couldn’t be a better time to go boating now that summer has arrived.

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Weighing the Probabilities of Long Term Care

Making a sound decision about long term care involves weighing the probabilities. The cost of long term care are staggering. Insuring for this risk gives you the peace of mind that your nest egg won't be wiped out to pay for your care. It's also a way to ensure that you will not become a burden to your family members. Here's some facts to consider:

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The Unknown Insurance Bundle
Did you know that you can save money by bundling your insurance policies? Many people remain unaware that you can combine your renters and auto insurance into one painless policy all under one roof.
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Why Am I Required To Have Renters insurance

Many landlords are making renters insurance a requirement these days. The usual requirement is $100,000 liability coverage. By requiring you to have your own liability policy, more of the responsibilities are shifted away from the landlord lowering their risk and in some cases their insurance rates.

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What's Wrong With A Salvage Title

A salvage title car or Truck is a vehicle that’s been in accident, weather related incident or stolen and the repair cost is almost as much or more than the car is worth.  Most states have a threshold on the amount needed to declare the car is a total loss. In Tennessee, that percentage is around 70% of the value of the vehicle.

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What Does My Uninsured Motorist Cover?

Uninsured motorist helps protect you in the event you are hit by a driver who is at fault and is either uninsured or underinsured. It can cover injury related medical expenses and costs associated with repairing your car. In Tennessee you can opt for Uninsured Motorist Property Damage (UMPD) which can cover your auto.

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