Winter is on the horizon and that means freezing cold temperatures. Last year, several Tennessee homeowners experienced flooding due to burst pipes, which resulted in severe water damage. In times like these, it’s vital to have a good homeowner’s insurance policy.
Grab your coat, hat and mittens, the winter weather is approaching. Every year, more than 200,000 wrecks and over 58,000 injuries occur around this time, according to the Federal Highway Administration. And while it’s best to stay off the roads in hazardous weather, sometimes you just can’t avoid driving in the snow.... Read More
The price of insurance varies greatly from person to person, due to the amount of factors that contribute to determining monthly premiums. Items such as demographic information, coverage type, automobile model, amount of travel and driving record are all taken into consideration.... Read More
After the wedding is over, and you’ve gotten back from the honeymoon, it’s time to begin thinking about your future insurance needs. That way you give your marriage the best possible start.
Getting married is one of life’s most special events. Nothing compares to the joy of starting life with the one you love. But in the midst of all the fun and excitement, you can easily forget to address important financial details.
Even though your homeowners insurance includes replacement cost coverage, the claim reimbursement usually starts with an upfront payment based on the value of the damaged item at the time of the loss (or the depreciated value of the item). If your policy includes replacement cost coverage, the settlement may involve two payments.Read More
Despite the recent increase in homeowner claims the last few years, home inventories are still very rate. A recent Allstate Insurance survey of Atlanta homeowners found that while than more than 90 percent of homeowners are concerned about protecting their homes, only 41 percent had ever documented or valued their contents.Read More
The NICB – National Insurance Crime Bureau has released their “Hot Wheels” report for 2013. For 2013, the most stolen vehicles in the nation are:
1. Honda Accord - 53,995 stolen
2. Honda Civic – 45,001
3. Chevy Full Size Pickup – 27,809
4. Ford Full Size Pickup – 26,494
5. Toyota Camry – 14,420Read More