Life Insurance
Protect what matters most in your life – your loved ones.

Life Insurance

Do You Need Life Insurance?

Thinking about getting life insurance in Nashville? You may need life insurance if you have loved ones who depend on your income or who stand to inherit a financial burden in the event of your death. The money your dependents will receive, called “the death benefit,” can help pay essential day-to-day expenses, such as mortgage and medical bills.

Life insurance can also help your family reach longer-term goals, including your children’s college education. In addition, it can also help ensure that your loved ones are not burdened with debt or forced to sell assets to pay outstanding bills or taxes.

Your Life Insurance Options in Tennessee

When it comes to purchasing Nashville life insurance, you have several options, including:

  • Term Life Insurance. Term life insurance provides an affordable way to protect your family. This type of life insurance expires without value if the insured lives beyond the the life of the policy. Typically, term life insurance policies last between 5 and 20 years and remains in force for as long as premiums remain current.
  • Universal Life Insurance. With universal life insurance, you gain incredible flexibility.  You get the low-cost protection of term life insurance as well as a saving element (much like whole life insurance). The death, savings and premiums can be reviewed and changed as circumstances change. Plus, interest from savings can be used toward premium payments.
  • Whole Life Insurance. This is a form of permanent life insurance, which includes guaranteed premiums, death benefits and cash value. You may want whole life insurance if you desire protection for life, consistent payments, cash value while you are still living and the ability to add money into the policy on a tax-favored basis.

Choosing The Right Life Insurance

Which life insurance you choose will be based on your individual circumstances and preferences. We will work closely with you so that you have a clear sense of your needs and options.

For a free quote, fill out our form below or call us today at 615.356.4800.

Ensure the financial needs of your family are met in the event of your death and give you peace of mind knowing your family will be secure in the future.