From Golf Carts to Dune Buggies, many of us enjoy driving off-road vehicles. However, driving these sorts of vehicles comes with a certain set of risks. Some types of vehicles come with bigger risks than other, but the danger is always present. Can you risk going without protection for your off-road vehicle? Without a policy designed to protect you and your vehicle, chances are you’ll pay for any losses right out of your pocket. And that’s a risk that most people would rather not take!
It covers more than you might think! But before we get to the issue of exact coverage, first we need to define what exactly passes as being an “off-road” vehicle. The official list of vehicles that fall into this category is as follows:
Your Off-Road Vehicle insurance policy will provide you with coverage to protect you and your vehicle from risks you could face while riding. Exact specifications will vary from one policy to another, but common items covered by Off-Road Vehicle Insurance include the following:
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