For example, while driving home in the rain, your 17 year old accidentally collides with the vehicle in front of him/her. Or a guest at your home accidentally slips and falls seriously injuring their back. Even if you volunteer within the community, you could bear some risk of liability.
Home and auto policies provide protection for incidents involving bodily injury and property damage. But, what if your liability exceeds the limits of your policy? What if someone sues you for a liability claim that’s not covered under your other policies?
It’s a fact, Nashville newspapers are filled with articles about accidents and lawsuits. Even though we all make mistakes, sometimes those mistakes have severe consequences. Those consequences can reach millions of dollars in liability.
The additional benefits of an umbrella policy include:
How much insurance is enough? The answer is different for everyone. It depends on how much you want to protect and how much risk you’re willing to assume. The goal to have insurance as a “buffer” between a serious accident and your hard earned savings. An umbrella insurance policy can provide that buffer.
For a free quote, call us today at 615.356.4800.